Comments on: Venture Capital Financing: Structure and Pricing

By: Awsome

Awsome — Mon, 15 Feb 2010 13:42:18 +0000

I would talk to a local bank about it. I bought my wife's engagement ring with financing through the jewelry store. It really wasn't financed by the jewelry store, it was through a local bank, the jewelry store just helped with the paperwork.

Talk to the bank about how that would work.

The other option if you can afford to accept payments is to finance them yourself, but you better talk to a lawyer and make sure your contracts are rock solid because sooner or later you will have to repo somebody's bike and sue them for the balance of the loan.

By: psychic

psychic — Mon, 15 Feb 2010 12:02:27 +0000

Why does anyone think that infinite growth is possible on a finite planet?

By: urbantool

urbantool — Mon, 15 Feb 2010 08:29:09 +0000

God, Niall Ferguson is a hot man…

By: Wednesday

Wednesday — Mon, 15 Feb 2010 00:20:45 +0000

buy here pay here means they will finance anyone with a decent sized down payment.

In house financing can mean both…they will tote the note and they also have sub prime finance sources.

Dealer financing often means the dealer can arrange financing for qualified buyers but can mean the others also.

Bottom line is if the dealer is doing the financing, you are paying too much. Both in price and interest rate.

Why ? Because you likely are a poor credit risk and its the only way the business can be profitable.

By: D B

D B — Sun, 14 Feb 2010 15:41:34 +0000

You get a lot loan from a lender. The interest rate will be higher than a traditional mortgage. Typically the terms are shorter, I have seen several 10 year land/lot loans, a few 15s.

By: Gordo

Gordo — Sun, 14 Feb 2010 07:34:22 +0000

Chances are that private lenders do not report your loan and payment history to the credit bureaus.

By: truth

truth — Sat, 13 Feb 2010 17:53:12 +0000

I warned you Christians, the kingdom of God is about to take over this world, prepare yourself, be holy, be like Christ.

By: corpo

corpo — Sat, 13 Feb 2010 14:27:53 +0000

You don’t agree with modern economic thought? Great. What exactly don’t you agree with and why? Maybe you have a unique idea of your own that we can all benefit from. However, until you learn how to express yourself on a point by point basis few will listen to what you have to say. Your sweeping generalizations about academic elite do absolutely nothing to change public perception.

Its real easy to sit behind a computer and flame. Its also real cowardly.

By: jpro

jpro — Sat, 13 Feb 2010 13:41:12 +0000

I came, I saw, I left in boredom.

By: rails

rails — Sat, 13 Feb 2010 04:29:05 +0000

Niall is a great intellect. I really appreciate his work. I just purchase the “Ascent of Money.” I’m looking forware to getting started with it.