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	<title>Comments on: Fund Managers &#8211; Do You Really Need Them?</title>
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	<description>Business, Finance, Marketting, Management Learning</description>
	<lastBuildDate>Fri, 02 Jul 2010 13:22:11 -0500</lastBuildDate>
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		<title>By: Mr. Learn</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-495</link>
		<dc:creator>Mr. Learn</dc:creator>
		<pubDate>Thu, 28 Jan 2010 00:45:50 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-495</guid>
		<description>Dear Mr. Learn,

How do you deal with people like that?  Well, you recognize that they are foolish, right?  So treat them as I do all fools that I run into:

When they give me advice or swear they heard it from their grandmother&#039;s cousin who is like Warren Buffet ... I smile and nod and say, &quot;You could be right.&quot;  Then change the subject.  

One other thing ... after investing for over 20 years, I&#039;ve learn that it is rarely a good idea to talk to your &quot;friends&quot; about investing.  Check out web sites that offer mentor programs or stock picking communities where people like you just want to share ideas and ask or answer questions seriously.  Try stockpickr.com (no &quot;e&quot; in stockpicker).

I wish you luck!
Uppity Wench</description>
		<content:encoded><![CDATA[<p>Dear Mr. Learn,</p>
<p>How do you deal with people like that?  Well, you recognize that they are foolish, right?  So treat them as I do all fools that I run into:</p>
<p>When they give me advice or swear they heard it from their grandmother&#039;s cousin who is like Warren Buffet &#8230; I smile and nod and say, &quot;You could be right.&quot;  Then change the subject.  </p>
<p>One other thing &#8230; after investing for over 20 years, I&#039;ve learn that it is rarely a good idea to talk to your &quot;friends&quot; about investing.  Check out web sites that offer mentor programs or stock picking communities where people like you just want to share ideas and ask or answer questions seriously.  Try stockpickr.com (no &quot;e&quot; in stockpicker).</p>
<p>I wish you luck!<br />
Uppity Wench</p>
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		<title>By: VL K</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-498</link>
		<dc:creator>VL K</dc:creator>
		<pubDate>Wed, 27 Jan 2010 17:49:18 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-498</guid>
		<description>Contact your local state attorney general and local banking commission.</description>
		<content:encoded><![CDATA[<p>Contact your local state attorney general and local banking commission.</p>
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		<title>By: midwest girl</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-493</link>
		<dc:creator>midwest girl</dc:creator>
		<pubDate>Wed, 27 Jan 2010 16:48:59 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-493</guid>
		<description>you&#039;re kidding right....forget about ALL of this...you are be strung along...you&#039;re NOT hired and health insurance isn&#039;t goint to be applicable and neither is anything else.</description>
		<content:encoded><![CDATA[<p>you&#039;re kidding right&#8230;.forget about ALL of this&#8230;you are be strung along&#8230;you&#039;re NOT hired and health insurance isn&#039;t goint to be applicable and neither is anything else.</p>
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		<title>By: I luv Pets</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-496</link>
		<dc:creator>I luv Pets</dc:creator>
		<pubDate>Wed, 27 Jan 2010 14:21:18 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-496</guid>
		<description>That is really fvcked up, but, the beginning of your post said it all..&quot;the good ol&#039;boy network!
That is the way it works in most small places or places where that kind of closeness exists and there is not much you can do about it.
You have seen how people acted and what responses you got and what he got from the public and his superiors as a return for his actions. I am a HUGE believer in Karma, I know for a fact that what goes around comes around...so, please stand by, the best is yet to come. Hope I helped!!</description>
		<content:encoded><![CDATA[<p>That is really fvcked up, but, the beginning of your post said it all..&quot;the good ol&#039;boy network!<br />
That is the way it works in most small places or places where that kind of closeness exists and there is not much you can do about it.<br />
You have seen how people acted and what responses you got and what he got from the public and his superiors as a return for his actions. I am a HUGE believer in Karma, I know for a fact that what goes around comes around&#8230;so, please stand by, the best is yet to come. Hope I helped!!</p>
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		<title>By: lothor249</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-497</link>
		<dc:creator>lothor249</dc:creator>
		<pubDate>Wed, 27 Jan 2010 02:50:47 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-497</guid>
		<description>This is a SCAM. Check out the below link for confirmation of various email scams hitting the internet including the famous Yahoo/MSN lottery scams and how to report them:
http://www.consumerfraudreporting.org/lotteryscam_Yahoo.php
http://help.yahoo.com/l/us/yahoo/mail/or...
Unscrupulous thieves have sent you this email and they are trying to part you from your hard earned cash. They will often ask you to call a premium rate number and keep you holding on whilst you rack up a huge phone bill. They are then paid a large proportion of this phone bill. They may ask you to divulge personal information about yourself or ask for your bank or credit card details. Do not divulge any such information under any circumstances. It is surprising how many innocent victims have been duped by these types of emails. Just remember the thieves who send them are very clever and extremely convincing. I suggest you delete the email and send it into cyberspace, hopefully along with the thieving scumbags who send them.
Check out these sites for further information :
http://www.scambusters.com
http://www.hoax-slayer.com/</description>
		<content:encoded><![CDATA[<p>This is a SCAM. Check out the below link for confirmation of various email scams hitting the internet including the famous Yahoo/MSN lottery scams and how to report them:<br />
http://www.consumerfraudreporting.org/lotteryscam_Yahoo.php<br />
http://help.yahoo.com/l/us/yahoo/mail/or...<br />
Unscrupulous thieves have sent you this email and they are trying to part you from your hard earned cash. They will often ask you to call a premium rate number and keep you holding on whilst you rack up a huge phone bill. They are then paid a large proportion of this phone bill. They may ask you to divulge personal information about yourself or ask for your bank or credit card details. Do not divulge any such information under any circumstances. It is surprising how many innocent victims have been duped by these types of emails. Just remember the thieves who send them are very clever and extremely convincing. I suggest you delete the email and send it into cyberspace, hopefully along with the thieving scumbags who send them.<br />
Check out these sites for further information :<br />
http://www.scambusters.com<br />
http://www.hoax-slayer.com/</p>
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		<title>By: Jake A</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-494</link>
		<dc:creator>Jake A</dc:creator>
		<pubDate>Tue, 26 Jan 2010 19:38:42 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-494</guid>
		<description>1.  An honors student takes honors and advanced (AP, IB) classes in high school.  An honors student in college completed a senior thesis.  Some colleges also have honors classes, but not the top schools - they&#039;re all advanced classes.

2.  There&#039;s no formula for getting into a top school - they turn down thousands of 4.0 students, perfect SAT scorers, and valedictorians every year.  Get high grades and test scores, and then find a way to stand out from everyone else with high grades and test scores.

3.  Everyone has a chance, but almost no one has a good chance.  They take 7% of applicants.

4.  Get as high a score as possible.  There are three sections - math, reading, and writing.  

5.  Harvard and other top schools ask for at least three SAT II tests in addition to the SAT.  Not every state has state tests, and I&#039;ve never heard of a college asking for the results - those are mostly just for graduation purposes.</description>
		<content:encoded><![CDATA[<p>1.  An honors student takes honors and advanced (AP, IB) classes in high school.  An honors student in college completed a senior thesis.  Some colleges also have honors classes, but not the top schools &#8211; they&#039;re all advanced classes.</p>
<p>2.  There&#039;s no formula for getting into a top school &#8211; they turn down thousands of 4.0 students, perfect SAT scorers, and valedictorians every year.  Get high grades and test scores, and then find a way to stand out from everyone else with high grades and test scores.</p>
<p>3.  Everyone has a chance, but almost no one has a good chance.  They take 7% of applicants.</p>
<p>4.  Get as high a score as possible.  There are three sections &#8211; math, reading, and writing.  </p>
<p>5.  Harvard and other top schools ask for at least three SAT II tests in addition to the SAT.  Not every state has state tests, and I&#039;ve never heard of a college asking for the results &#8211; those are mostly just for graduation purposes.</p>
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		<title>By: Lost OC Boy</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-492</link>
		<dc:creator>Lost OC Boy</dc:creator>
		<pubDate>Tue, 26 Jan 2010 00:40:35 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-492</guid>
		<description>It&#039;s a scam!!  Don&#039;t respond!  The first time I got one of those I was so surprised and I thought it might be real (was in high school at the time), but then I asked around and thankfully didn&#039;t respond.  Now, I get them constantly.  Some other common email scams that you should steer clear of are those that claim you won the lottery, have a large inheritence, are requested to help a sick person in another country, etc.  Those are all scams I&#039;ve received emails about.  

The bottom line is that you shouldn&#039;t give your bank account number, social security number, birth date or other personal information to anybody unless you contacted them first through a legitimate company email or phone number that you can verify.  If you ever do actually win something, you can always request to collect your winnings by a check made out to you.  You never need to give anybody your bank account number.  Just remember, if it seems too good to be true, it probably is.</description>
		<content:encoded><![CDATA[<p>It&#039;s a scam!!  Don&#039;t respond!  The first time I got one of those I was so surprised and I thought it might be real (was in high school at the time), but then I asked around and thankfully didn&#039;t respond.  Now, I get them constantly.  Some other common email scams that you should steer clear of are those that claim you won the lottery, have a large inheritence, are requested to help a sick person in another country, etc.  Those are all scams I&#039;ve received emails about.  </p>
<p>The bottom line is that you shouldn&#039;t give your bank account number, social security number, birth date or other personal information to anybody unless you contacted them first through a legitimate company email or phone number that you can verify.  If you ever do actually win something, you can always request to collect your winnings by a check made out to you.  You never need to give anybody your bank account number.  Just remember, if it seems too good to be true, it probably is.</p>
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		<title>By: alex g</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-490</link>
		<dc:creator>alex g</dc:creator>
		<pubDate>Mon, 25 Jan 2010 06:30:10 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-490</guid>
		<description>Well, there is such a legitimate industry as mystery shopping. I used to work at a company that organized in-store demonstrations and we occasionally got in a mystery shopping project as well, which I then had to assign to a specific shopper.

However, as the poster above said, right now you need to be careful of scammers posing as legitimate companies. I would say: Investigate the company itself. Look online; find the address of the home office. Find out how long they&#039;ve been in operation.

There definitely is a lot of scamming and a good deal of criminal activity at the moment due to the obvious fact that people are more urgently looking for work than in the past (more people are out of work, etc.).

Good luck! Just be careful.</description>
		<content:encoded><![CDATA[<p>Well, there is such a legitimate industry as mystery shopping. I used to work at a company that organized in-store demonstrations and we occasionally got in a mystery shopping project as well, which I then had to assign to a specific shopper.</p>
<p>However, as the poster above said, right now you need to be careful of scammers posing as legitimate companies. I would say: Investigate the company itself. Look online; find the address of the home office. Find out how long they&#039;ve been in operation.</p>
<p>There definitely is a lot of scamming and a good deal of criminal activity at the moment due to the obvious fact that people are more urgently looking for work than in the past (more people are out of work, etc.).</p>
<p>Good luck! Just be careful.</p>
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		<title>By: Brenda C</title>
		<link>http://scfm970.com/fund-managers-do-you-really-need-them/comment-page-1/#comment-491</link>
		<dc:creator>Brenda C</dc:creator>
		<pubDate>Mon, 25 Jan 2010 05:53:00 +0000</pubDate>
		<guid isPermaLink="false">http://scfm970.com/fund-managers-do-you-really-need-them/#comment-491</guid>
		<description>Only an attorney, properly licensed in  your state, can analyze this situation and give tailored legal advice to your situation.  You didn&#039;t specify the state, and therefore, the below is GENERAL legal information, and should not be construed as legal advice for you.

Under the worker&#039;s compensation laws of all 50 states, when a worker is injured on the job, the worker has a responsibility to follow their company&#039;s policy on job related injuries.  Generally, a company may not insist that the worker go to only those physicians recommended by the company, but that varies somewhat from state to state.  However, you should have probably been evaluated by a M.D. and not a chiropractor.

In the situation described above, out of all this can be seen a few facts that are relevant, and the remainder are not.  These are:
1)  Complaintant was injured while in the course of his employment;
2)  Complaintant went to a medical provider recommended by the company, but then LIED about the nature of the injury;
3)  Complaintant was then not released medically to return to work;
4)  Complaint VOLUNTARILY terminated her employment.

There really isn&#039;t any controversy about whether Complaintant lied on the medical form. There could be some controversy about the voluntariness of the termination, but all we have to go on here is the available facts.  In fact, Complaintant never states that SHE was personally told that she would be fired if she called in.  This is always 3rd party information.  For the same reason that 3rd party information is not normally admissible in court (hearsay rule), I don&#039;t give it much credence here.

It isn&#039;t clear under the circumstances what remedy the complaintant wants.  It may very well be too late to file a worker&#039;s compensation claim, but that will be termined by the state laws.

You need to consult an attorney in your state who can analyze the situation and give you the properly tailored advice.  For a referral to an attorney, consult your local or state bar association.</description>
		<content:encoded><![CDATA[<p>Only an attorney, properly licensed in  your state, can analyze this situation and give tailored legal advice to your situation.  You didn&#039;t specify the state, and therefore, the below is GENERAL legal information, and should not be construed as legal advice for you.</p>
<p>Under the worker&#039;s compensation laws of all 50 states, when a worker is injured on the job, the worker has a responsibility to follow their company&#039;s policy on job related injuries.  Generally, a company may not insist that the worker go to only those physicians recommended by the company, but that varies somewhat from state to state.  However, you should have probably been evaluated by a M.D. and not a chiropractor.</p>
<p>In the situation described above, out of all this can be seen a few facts that are relevant, and the remainder are not.  These are:<br />
1)  Complaintant was injured while in the course of his employment;<br />
2)  Complaintant went to a medical provider recommended by the company, but then LIED about the nature of the injury;<br />
3)  Complaintant was then not released medically to return to work;<br />
4)  Complaint VOLUNTARILY terminated her employment.</p>
<p>There really isn&#039;t any controversy about whether Complaintant lied on the medical form. There could be some controversy about the voluntariness of the termination, but all we have to go on here is the available facts.  In fact, Complaintant never states that SHE was personally told that she would be fired if she called in.  This is always 3rd party information.  For the same reason that 3rd party information is not normally admissible in court (hearsay rule), I don&#039;t give it much credence here.</p>
<p>It isn&#039;t clear under the circumstances what remedy the complaintant wants.  It may very well be too late to file a worker&#039;s compensation claim, but that will be termined by the state laws.</p>
<p>You need to consult an attorney in your state who can analyze the situation and give you the properly tailored advice.  For a referral to an attorney, consult your local or state bar association.</p>
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